budget 2015

AFI nominated for Negotiator Awards 2015

  • By Elena Rustici
  • |
  • September 17, 2015

We are thrilled to announce that Assetz For Investors has been nominated for this year's Negotiator Awards in not one, but two categories: Online Agency Of The Year and Website Of The Year.

We are thrilled and looking forward to the events ceremony on November 3rd!


House sale growth

Stuart Law, CEO at Assetz for Investors, comments on the latest ONS House Price index:

  • By Elena Rustici
  • |
  • September 16, 2015

"The latest figures from the ONS show that the heady days of high capital growth on London homes has gone and instead we are now beginning to see other parts of the country benefitting from strong levels of demand and subsequently good capital growth.

As growth forecasts in the capital continue to decline, we are seeing greater investment in areas such as Manchester, Birmingham and Leeds, especially as job creation and regeneration takes hold.

Rental yields in these areas is strong and combined with healthy levels of capital appreciation it stands to reason that we’ll continue to see buy-to-let investors favouring these parts over the next few years."

You can check the ONS House Price Index here. If you want to have a look at our range of properties, vist our listing page.

House sale growth

Retirement Plans with Buy To Let

  • By Elena Rustici
  • |
  • September 14, 2015

Since last April, the UK's over 55’s have had a much greater level of freedom with how they can spend their savings.Savers have always had the freedom to withdraw up to 25% of their pension in a tax-free lump sum but, since the Pension Reform was brought in last spring, they can now withdraw the whole amount in a number of smaller lumps with 25% still being tax-free.

This freedom has undoubtedly affected the buy-to-let market, with more and more over 55’s keen on creating or expanding property portfolios to fund a comfortable retirement.

It has also being reported that landlords are being offered the largest number of buy-to-let mortgage deals since the financial crisis as older savers are cashing in their pensions to buy properties (The Telegraph, Aug 2015).

There are now more than 1,000 buy-to-let products on the market for the first time since April 2008, according to data analyst Moneyfacts.

If you are over 55 and considering using your pension to invest in buy to let, this is certainly a great time to do so. Have a look at the range of properties we have on offer today!

House sale growth

Fastest house price growth for 11 years

  • By Luke Wilkinson
  • |
  • August 21, 2015

According to Hometrack, the latest figures show that house price growth is accelerating, with house prices in the cities registering the highest quarterly growth for 11 years. Cities outside the capital are starting to catch up, with house prices on course to end the year at 10% more than last.

Growing house prices are on the back of 32% more sales than the last quarter. However, there is still room for further catch up. Nine of the twenty cities evaluated are still below their 2007 average house price.

Low mortgage rates, economic growth and rising earnings will continue to stimulate demand and will soon allow all cities to compete.

House sale growth

Best July since 2007 for property sales

  • By Luke Wilkinson
  • |
  • August 14, 2015

Traditionally a quiet month for residential sales, new data has shown that this has in fact been the best July since the economic downturn over 8 years ago.

Property management company, LSL, have conducted this unusual strong activity for the height of summer. Strangely, the actual number of properties for sale fell to a record low, yet receiving 11.6% more sales.

Average house prices have reached their 7th peak this year and this trend is set to continue throughout the rest of the year.

This is largely due to:

  • Increase in property building has not materialised since we saw record amount of planning approvals at start of year.
  • This has led to an imbalance of supply and demand, pushing house prices up.
  • Mortgage rates are at record lows.
  • Wages in the private sector have grown by 3.8% in the past 3 month.
  • Consumer confidence high.

With strong competition in the market, low mortgage rates and buyers happy with the economy and their personal financial situation, house prices are set to continue to rise.

Student Property Update

Student Property Market Update

  • By Elena Rustici
  • |
  • August 7, 2015

A booming market: Investment into the UK’s student housing market hit £3.98 billion in just the first half of 2015, well ahead of the £2.35 billion for the whole of 2014, the latest data shows.

Student numbers are ever-growing: The relaxation of the cap on student numbers by an additional 30,000 people for the 2014/15 academic year, announced by George Osborne in December 2013, will have definitely contributed to the annual increase in applications. And in the next academic year (2015/16) when the cap will be removed completely, we will see universities take on as many students as they wish.

Supply not meeting demand: If student numbers are increasing, supply for beds in higher education is going in the opposite direction. As reported by BBC at the end of 2014 "Thousands of extra places, offered this year, have meant some universities have been unable to house all their first-year students in halls of residence."

Want to know more? Read our full market update.

>>>>>>> .r5563
Buy to Let Growth

Half Year Figures Show Huge Buy to Let Growth

  • By Luke Wilkinson
  • |
  • July 31, 2015
  • Buy to let growth up by 10.4% (£64m), to the same period last year (£58m)
  • Buy to let completions grew by a massive 65.7% (£446.2m)
  • House price growth increase by 6.3%
  • Buy to let mortgage specialist, Paragon, posted profits of £98m compared to £88.3m in the last year
  • The private rented sector has more than doubled since 2001, rising to 5.4 million in 2014.

If you still haven’t made the jump, please make sure you have a look at our great investments.

house price growth

The growth of 'generation rent'

  • By Ele Rustici
  • |
  • July 28, 2015

An interesting report has been published this month by PWC regarding the future of the housing market and the private rented sector.

According to the report, by 2025, an additional 1.8 million households will become private renters. This would take the total to 7.2 million - an average of almost one in four households.

This is not a new trend. The private rented sector has more than doubled since 2001, rising to 5.4 million in 2014. With house prices constantly outgrowing wage increases, the number of households in the private rented sector has expanded exponentially and will continue to do for the foreseeable future. The "generation rent", as the report calls it, will continue to grow and in 2025 over half of the people aged 20-39 will be renting rather than being home-owners.

This is obviously good news for investors, who will see the buy to let market prosper over the next decade.

So, whether you are new to the sector or a seasoned investor, contact Assetz today to find the right solution for you!

house price growth

House Price Growth 6.3% in past six months

  • By Luke Wilkinson
  • |
  • July 27, 2015

Growth in the first half of 2015 was 6.3% and looks set to exceed 10% over the whole of 2015, maybe beating last year’s increase of 9.8%.

Biggest increases have been in Oxford, where average prices have increased by 8%, followed by London and more surprisingly, Glasgow.

After Stuart Law correctly predicted last years 10% average rise, his 7% prediction for 2015 is well under way and may even have been a little too conservative.

buy to let company

Investing through a Limited Company

  • By Luke Wilkinson
  • |
  • July 14, 2015

There has been much discussion on the recent summer budget, especially for landlords as they will not be able to offset tax on their interest repayments from April 2017. Head of Assetz, Stuart Law, recently said in The Guardian, "Landlords investing through limited companies should avoid this new personal tax increase, making it sensible to consider investing in buy to let through a company."

The main tax benefit of holding properties within a company is that the rental profits are taxed at 20% if they are less than £300,000 a year. Holding the properties personally could be up to 45% if you are charged at the highest income tax rate.

You don't have to own an empire to do this, just one property could be set up as a company to offset the tax paid. Making your buy to let purchase into a corporate structure can be one of the most tax efficient ways for a growing portfolio. Setting the property up as a company allows profits to be reinvested in new properties at relatively low tax rates and are much easier to pass on to your loved ones in the future.

Please contact us or speak to your financial adviser for more information.

manchester investment

Why Invest in Manchester? Assetz talks Northen Powerhouse...

  • By Elena Rustici
  • |
  • June 10, 2015

It was nearly a year ago when the term Northern Powerhouse entered the political and financial world. Today, we can see the plans for an economic transition are full steam ahead, with a booming future on the horizon for the North of England.

This is why we decided to create a series of articles dedicated to the main areas which make up the Northern Powerhouse engine: Manchester, Liverpool and Leeds.

The first article is dedicated to Manchester, "Britain's buy-to-let hotspot" (HSBC, 2015). Read about how the city has changed over the past 20 years and how it has become the largest economic city in the North of England, with a workforce of over one million people.

Let us help you discover this booming city...

off plan investment

Interested in investing off-plan? Read on...

  • By Elena Rustici
  • |
  • May 19, 2015

Off-plan investing is defined as buying property from developers before the building is completed, sometimes well before the foundations are laid.

We have recently published a brand-new article, designed for those investors who are thinking about investing off-plan, but don't know what to expect. In the article, we have highlighted what are the benefits and the risks involved with this type of investment. At Assetz we always follow a strict approach when selecting off-plan opportunities for our investors, which includes a detailed and careful due-diligence of all the sourced properties, to ensure we offer safe and profitable investments to our audience.

If you would like to know more, read our "Investing Off-Plan" article, or contact us today if you wish to speak to one of our expert consultants about this.

northern powerhouse

Assetz featured in The Times, 3rd April 2015

  • By Elena Rustici
  • |
  • April 8, 2015

Assetz CEO Stuart Law recently shared his property expertise with The Times readers, in an article titled “Northern powerhouse surges ahead”. This article, published on April 3rd, featured extremely interesting insights into how investors are drawn from the south to invest in the northern regions, which provide them with lower prices and stronger returns.

Our top tip for buy-to-let investors looking north is to seek property in areas with high levels of employment, often in affluent suburbs, where the most reliable and cash-rich tenants are likely to be based. Or alternatively, they should be looking in city centres which attract young professionals with decent disposable incomes.”  Stuart Law said to the publication.

He also gave advice on how to invest in the north, depending on each investor’s budget:
£100,000 -  invest purely for growth rather than rental income, a terraced house in a secondary city centre location, not quite the centre but close to local shops and services.
£250,000 -  invest in a good quality detached house in the suburbs of, for example, Manchester, Leeds, Sheffield.
£500,000 -  for maximum growth, split your capital and buy two high-quality houses in the suburbs.

If you are interested in learning more about the "northern powerhouse", contact Assetz today and discover our wide range of northern properties.

Estate Agents Wanted - Join The Assetz Partner Network!

  • By Jacey Coates
  • |
  • March 25, 2015

Assetz is a long standing advocate of buy-to-let property and has a variety of high quality schemes both ready built and off-plan available to investors.

We are looking for Estate Agents to sell and provide stock on our behalf. If you are an agent looking to move property then Assetz provides a full suite of marketing collateral, events, viewing days and much more, giving you all the tools you need to sell our investment stock.

If you are an Estate Agent and want to sell stock or even introduce new stock to Assetz, we would like to hear from you.

If you are interested in working with Assetz and making excellent commissions, contact our Business Development Team today on 0161 482 7556 or simply enquire for more details.

Void periods have been consistently low for some time which is not unexpected when you also look at what landlords are telling us about the level of demand from tenants.

- John Heron, Paragon Mortgages -
budget 2015

What does it mean for buy-to-let landlords?

  • By Luke Wilkinson
  • |
  • March 20, 2015

The low interest rates are to be locked in meaning good news for lending on buy-to-let properties.

The chancellor announced the introduction of the Help-to-Buy ISA where the government will contribute 25% of savings for a deposit on a house, helping the growth of the property market.

In April, the UK will see 5 million over 55s able to gain complete access to their pensions, with many planning on a buy-to-let investment.

The government wants to see a savings culture, and will help support those who do with tax-free savings and higher-tax thresholds.

Those who tax-evade will see harsher punishment, with higher penalties for those who assist as well.

The government wants to see an economy grown by savings and not by debt.

What are your thoughts on the 2015 Budget? Join the conversation @AssetzInvestors

Manchester Powerhouse

7% NET Yields in Northern Powerhouse!

  • By Jacey Coates
  • |
  • March 13, 2015

We have a selection of brand-new one- and two-bed apartments located in the Millennium Quarter of Manchester, next to the Cooperative's shiny new headquarters in the city centre. These energy-efficient and environmentally-friendly apartments come with fully-fitted kitchens with Bosch appliances and designer bathrooms with contemporary ceramic fittings.

Demand for rental property in Manchester is at an all time high, not only from tenants but investors looking to purchase in the city. Rental property is being snapped up faster than it can be provided. According to the Manchester Evening News, in March 2014 there were just 39 new-build apartments available to purchase and one new development!

Prices start from £111,781 and come with a 7% assured NET yield for two years. See more details and enquire today for further information. Don't miss your chance to invest in the Northern Powerhouse.

With lenders aggressively competing for business, there are more buy-to-let mortgages available with increasingly relaxed criteria and lower rates - all providing a further boost to an already-popular sector.

- SPF Mortgage Broker Mark Harris -
pension freedom

Pension Freedom - Is Now The Time To Invest? Learn More Today...

  • By Jacey Coates
  • |
  • March 10, 2015

From April 6th, over-55s have the ability to withdraw the whole of their pension and invest in what they wish in retirement. But should retirees and pension holders continue to trust their pension pot, or should they now start to rely on bricks and mortar? With changes coming into play in the very near future, do you know what you're going to do with your pension pot? Read our latest article 'New Pension Reforms' for more information on investing in buy-to-let property and if it's right for you. Assetz is also holding a free event where you can learn more about the upcoming reform and why buy-to-let could be a fruitful option for you. The event is free and tickets are allocated on a first-come, first-served basis. Don't miss out, see the full agenda and book your ticket. We look forward to meeting you soon.

buy to let event

The Great Buy-to-Let Debate 2015

  • By Jacey Coates
  • |
  • March 4, 2015

The Great Buy-to-Let Debate took place in London this week and Assetz were delighted to sponsor the event. The expert panel debated issues surrounding the market including finance availability and predictions for the buy-to-let market in the coming years. Assetz Managing Director Jan Bancroft posed the question 'What percentage of households will be renting in 5 years time?' which sparked conversation amongst the panel, with the majority agreeing with the Savills forecast of 25% of all households. What are your thoughts on this? Join the conversation @AssetzInvestors and catch up with the debate highlights.

Award Winner

Assetz Shortlisted!

  • By Jacey Coates
  • |
  • February 27, 2015

We are delighted to announce that Assetz has been shortlisted for UK Sales Agency of the Year at the RESI Awards, for the 4th year in a row! This industry award recognises our unrivaled consultancy services and market reach, alongside our recent achievements. Well done and good luck to all the other finalists, we'll see you at the awards ceremony in May!

rent rise

Rents Rise in 2015

  • By Jacey Coates
  • |
  • February 24, 2015

New figures from the Association of Residential Letting Agents have found that one in four letting agents in the UK have seen private sector rents rise at the beginning of 2015.

David Cox, managing director of ARLA stated "With house prices still high, along with stricter lending criteria for mortgages, the rental market is currently a much more accessible and affordable option to buying. Due to this, the demand for rental property is increasing, which impacts the cost of renting and people are willing to pay more to secure their desired property. If house prices continue to rise in 2015, we expect this trend to continue in the rental sector."

Have you increased your rental income in 2015? Join the conversation @AssetzInvestors

Assetz: property price prediction winner for the second year running!

  • By Elena Rustici
  • |
  • February 19, 2015

A year ago at Assetz, we predicted that property prices would rise by 10% in the year to December 2014, across the UK.

The Office for National Statistics (ONS) data now confirms we were just 0.2% off the mark, announcing that the UK annual inflation figure is 9.8%.

The government report shows that house price annual inflation was 10.2% in England, 4.0% in Wales, 5.5% in Scotland and 4.9% in Northern Ireland.

House prices continue to increase strongly across the majority of the UK, with prices in London again showing the highest growth” (House Price Index, Dec 2014)

Read more:

House price predictions for 2014... the winners and losers

House Price Index, December 2014

University applications have reached record levels, with applications for full-time courses starting in autumn 2015 increasing in England, Scotland, Wales and Northern Ireland. More than 592,000 people have applied so far, up 2% compared with the same point last year.

- UCAS Admissions Service -
student investment

Primus Edge - The next generation of student living...

  • By Jacey Coates
  • |
  • February 4, 2015

Assetz is delighted to present our latest student development, Primus Edge. This follows the overwhelming success of our most successful scheme of 2014, the now sold-out Phase One scheme Primus Place.

  • Contemporary, individually-designed, fully-managed studio apartments
  • Prices from £72,500
  • Assured 8% net investment yield for 5 years
  • 5% deposit interest during construction
  • Limited time only offer!

Contact our consultants today to receive a Primus Edge brochure!

These early indicators of increased property interest, combined with estate agents reporting low stocks of appealing property in popular locations, should give encouragement to prospective sellers

- Rightmove Director Miles Shipside -
North West Investment

North West Launch

  • By Jacey Coates
  • |
  • January 30, 2015

Due to the success of our last scheme in Wigan, we are pleased to present more high yielding apartments in this Greater Manchester goldmine. Assetz has a selection of high-specification one- and two-bedroom apartments producing yields of up to 8.8% and come tenanted from day 1! Complete with quality flooring, oven hob and extractor, most of the apartments even have their own entrance as well as off-road parking. The total population in the borough of Wigan is over 300,000, with over 50% of the population under 35, ensuring high rental demand. Return on investment peaks at 15.7% making them a truly irresistible investment plus finance is available up to 75%, subject to status.

Contact Assetz today before they all sell out!

Buy-to-let market grows 17% in 2014

  • By Jacey Coates
  • |
  • January 16, 2015

According to analysis from Savills, buy-to-let property has increased by an incredible 17% over the past 12 months, as more households have turned to the more affordable rental market.

The rental demand is set to continue to rise, with 1.1 million renters expected to join the market over the next five years.

The buy-to-let market is set to increase further in 2015, as thousands of pension savers move over to buy-to-let when they become able to spend their pension pots as they wish from April this year.

The number of rented properties has increased by 1.2 million since 2009 and now stands at 5.4 million. The main reason for the level of growth in this market has much to do with affordability for first-time buyers.

Property hotspots

Property Hotspots for 2015

  • By Jacey Coates
  • |
  • January 9, 2015

Step aside, London. Manchester, Leeds and Liverpool are poised for greatness. Assetz CEO Stuart Law featured in The Times today stating "The northern powerhouse will take route in 2015 as investment and infrastructure plans are firmed up". He predicts that Manchester and Leeds will also benefit from buy-to-let investment in student properties. "In 2014 we saw a shift in the nature of our investors with more people choosing to invest in bespoke and fully managed student accommodation which offers highly attractive gross yields - in major student cities such as Manchester, York, Leicester and Leeds - of up to 10 per cent, measuring favourably against traditional buy-to-let". Read the full article on The Times.

What areas of the Assetz service did you most appreciate? Willingness to go the extra mile.

- Client feedback January 2015 -
2015 property investment

Happy New Year!

  • By Jacey Coates
  • |
  • January 2, 2015

From everyone at Assetz, we would like to wish you a very happy and prosperous New Year!

House prices are set to soar this year due to the introduction of new rules allowing people to invest their pension pots in property. Assetz CEO Stuart Law predicts a 7% increase in property values across the UK in 2015 on the back of stamp duty cuts and the pension reforms. “As property investment continues to outperform all other major asset classes we will see a surge in buy-to-let as people look to make the most of the cash in their pension pots. If half the estimated 200,000 people looking to cash in a percentage of their pension pots from April 2015 have £50,000 to invest in property that is an astonishing potential £5 billion injection." Read the full article on The Express.

Assetz Property Winners

Assetz Award Winners!

  • By Jacey Coates
  • |
  • December 9, 2014

Assetz is delighted to announce we have received the OPP Award of Excellence for Best Student Housing Broker 2014. The judging panel commented that Assetz have demonstrated "a good knowledge of the property investment market with care being shown in the projects being offered and an understanding of what the investors are looking for." Well done to the Student team!

Assetz Team

National Christmas Jumper Day

  • By Jacey Coates
  • |
  • December 12, 2014

Today the Assetz team are sporting our best Christmas jumpers to raise money for Save the Children. They're so cozy, we could get used to wearing them every day!

Great news for investors...

  • By Jacey Coates
  • |
  • December 15, 2014

Rental prices are 8.3% higher across the UK in November 2014, at £874 per month, compared to the same month last year when the average UK rent was £807, the November HomeLet Rental Index have revealed.

INSITE Reports - Giving you the knowledge...

  • By Jacey Coates
  • |
  • December 2, 2014

Assetz have partnered with LSL to offer a custom INSITE report, detailing everything you need to know about any single chosen UK postcode. With over 35 different topics covered, let us help you with your research.

Client Survey 2014

  • By Jacey Coates
  • |
  • November 30, 2014

Here at Assetz we're always looking for ways to improve our service to you, the client. We have devised a simple questionnaire which will help us learn more about our clients and in turn go on to help us make important changes to our business, so that we can serve you better.

We would be most grateful if you would spare a few minutes to complete this online survey at your earliest convenience.

Please follow this link to start the short survey

Buy-to-let lending jumped from £5.9 billion in the third quarter of 2013 to £8 billion in the corresponding period this year - the highest quarterly amount since the crash of 2008.

- the Bank of England -

Stuart Law comments on latest ONS House Price Index

  • By Jacey Coates
  • |
  • December 1, 2014

“The latest data from the ONS is another display of strength from the UK property market with all regions showing a strong annual uplift in average property prices. The regions are no longer hanging on the coattails of London but showing decent price growth in their own right. The Eastern region of the UK is well ahead of the South East’s 11.6% at 13.4% and the North West and Midlands are also creeping closer. Mortgage availability remains good and with wage growth finally showing an uplift, the traditional seasonal lull in market activity in the run up to Christmas is looking a lot less unnerving.”

Landlords break the £1 trillion barrier

  • By Jacey Coates
  • |
  • December 1, 2014

The value of property owned by landlords in Great Britain is set to break the £1 trillion pound barrier next year, according to new research from Kent Alliance. The report shows that the total value of property in the private rented sector has now reached £930.7 billion, climbing by £109.5 billion in the last year alone, a rise of 13.3%.

How Many Bricks?

  • By Jacey Coates
  • |
  • December 3, 2014
  • Last week Assetz caught up with Neil at Fusion Furniture. He's been testing the strength of his draws. We love his creative method and can't believe the draws didn't even flinch! We recommend you turn the volume up to watch this video - Enjoy!

The UK market seems more controlled (bar London) - definite slowing factors like MMR / affordability moderating things

- assetz ceo stuart law -

The sales process was fully explained and any correspondence easy to understand, you were always very patient and i never felt under pressure despite the time scale involved, your response to any communication was always quick, helpful and relevant.

- assetz client 2014 -

South London Apartments Launch

  • By Jacey Coates
  • |
  • November 28, 2014

We have a selection of two-and three-bed apartments up to 850sq.ft in size, situated in a modern, boutique development in Mithcham, South London. The apartments benefit from contemporary fully-fitted kitchens with integrated appliances, oak engineered flooring, communal Sky dish, video entry and even solar panels. The three-beds even have a 50ft garden!

Completed in June 2015, the apartments will boast yields of 5.4% - fantastic for this Greater London location and come with a 10-year Buildzone Warranty.

London Victoria is accessible by train in less than 20 minutes and from only £332,500, this is one not to be missed.

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Risk Warning and Disclaimer:

The price of property can go down as well as up. Historic performance should not be taken as a guarantee of future performance. Geared property investment with mortgages can increase risk of losing money as well as increasing the possible gains. Mortgage products referred to in the website can be withdrawn by the lender or have rates or other terms changed without notice and reference to any products does not imply they are certain to be available in the future. Mortgages referred to may also have certain applicant restrictions and are for indicative purposes only although reasonable endeavours have been used to ensure that they are available at the time of publication and are applicable to a significant number of our purchasers. This site is for information purposes only and nothing on this site should be taken as definitive investment advice for your particular situation without you seeking additional guidance directly from ourselves or from other finance and property professionals. Property particulars on this site do not form part of an offer or contract. The developer and Assetz for Investors Ltd, whilst endeavouring to ensure complete accuracy in these property particulars, cannot accept liability for any errors. Valuations of property or indicated rents achievable are either estimated or derived from valuations and/or comparables and can change and should not be relied upon without your own additional valuation and research, but we have carried out reasonable endeavours to achieve accurate indications for these figures. All descriptions, dimensions, areas, reference to condition and, if necessary, permissions for use and occupation and their details, are given in good faith as provided by the developer and are believed to be correct. However, these are subject to change, especially, but not wholly, relating to any property that is off-plan or not yet complete. Any intending purchaser should not rely on them as statements or representations of fact but must satisfy themselves by inspection or otherwise as to their accuracy. The onus is on each individual investor to undertake their own due diligence, enquiries and inspections. Where shown, net yields are calculated as rental income less expected service charges less expected ground rent as a percentage of the property price. No void periods, optional letting agent costs, repairs or other costs are deducted. Our standard Terms and Conditions of Sale will apply. E. & O. E.