Landlord Insurance
Exclusive Landlord Insurance deal - Significant savings on your present policy are likely - apply below
As one of the UK's leading regional brokers we use our purchasing and negotiating power to arrange a high quality policy offering the cover you need at attractive rates
Click Here to View our Landlord Insurance Information Document (PDF format - 748kb).
Our schemes offer competitive
rates for residential landlords buy to let building insurance
and provide :
- Landlords buildings insurance - a very competitive rate of £1.62 per £1,000 cover for residential buildings. Individual quotes given for commercial and part commercial properties but standard risks covered at a rate of £2.56 per £1,000.
- Contents of rented property can be covered at a rate of £5.25 per £1,000 but with theft cover following forcible entry only. (No minimum sum insured for contents cover purchased in conjunction with buildings cover, otherwise £10,000 applies.)
- The buildings rate includes £0.20 per £1,000 which is collected by ABIB Ltd but returned to the introducer.
- All policies taken out with Alan Boswell Group are acceptable to UK lenders
- Cover for loss or damage to buildings and landlords contents including subsidence
- Cover for loss of rent following damage to a property for up to 12 months to 20% of landlord insurance building cover
- Property owners legal liability - £5 million indemnity
limit
- Employers liability £10 million indemnity limit
for 'domestic' employees
- No unoccupancy restrictions for the first 60 days of cover or for up to 90 days between lets
- Modest claims excesses (starting at £250 for most claims, subsidence damage excess £1000)
- Breakage of glass included in buildings cover - £1,000 excess applies to claims for malicious damage caused by the tenant as well as for subsidence claims
- All premium rates include Insurance Premium Tax (IPT) (which is not recoverable). The current rate is 5.0%.
- Most types of tenants acceptable at normal rates
- Bed sits and HMO's accepted at standard premiums
- Compensation for the cost of alternative accommodation following damage to a property up to 10% of buildings cover
- Index-linked sums insured to building costs inflation
- Carpets, curtains, white goods and fixed items are included in the buildings cover
- Metered utilities, Trace and Access cover
- Low cost instalments or credit card payment facilities
- Optional extension for legal expenses and financial rent guarantee
- We also offer home emergency cover providing for a competent tradesman to attend the property
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Assetz®PLC is an Introducer Appointed Representative of Alan Boswell Insurance Brokers Ltd which is authorised and regulated by the Financial Services Authority.
Landlord Insurance; Buy to Let Building Insurance
