The Unique Assetz Property Investment 'Portfolio Planning Service'

We have offered our clients a property investment 'portfolio planning service' for several years now. Clients come to us for help and guidance in formulating a realistic strategy for their property investment activities, whether they already own a series of properties or are looking to acquire a portfolio in the future. Our service is as valuable for an established landlord of two decades as it is for a new starter with few or no existing properties. We meet very few clients who have existing property investments and actually know what their portfolio is achieving for them, what income it could generate for them and by when - this service aims to solve this problem and give you greater clarity in your decisions and investments.

Every day we meet property investors at varying stages of their property investment career ranging from just getting started up to owning dozens of properties but there is one common theme throughout - people are just not clear why they own all of the properties they do, what those properties are doing for them and in particular when they might be able to retire and on how much (or what lump sum the property could produce under various assumptions).

Without being able to answer these questions an investor is acting in the dark and cannot know if the properties they already own are sufficient to produce the results they are aiming for or indeed even if they are the right properties. Do you even know what the plan is that you are aiming for in terms of time frame and financial results ?

The solution is our tried and tested portfolio planning system that we have only run on a one-to-one basis previously but are now extending into small workshops. We utilise our unique patent-pending software, designed in-house, to store your plan and permit you to monitor its progress over the years. We offer two strategies according to your property investment objectives ;

Our system has been used to build a number of very successful long-term plans for clients and is the same system used by ourselves as active investors.

Firstly your portfolio is created from any existing property you own plus any that you are intending to buy. These properties are sorted into Generators (high-income cash positive properties) and Accelerators (low deposit capital growth properties). The system will take all of your data on these properties including mortgage, LTV, value and rents plus take your assumptions of price and rent inflation and project the financial results of your portfolio for years to come in both tabular data and charts.

The system also produces charts showing the future mortgage balances, equity (profits) and rental income from the portfolio as well as predicting the date at which you could retire and the total investment required today to complete your property portfolio versus the likely rental income from the portfolio that you should receive in the future. If you raised equity from remortgaging your home or other property then the repayment of this debt can also be factored into the system.

There is much to learn for experienced or new property investors when planning a structured portfolio using our unique system and software ;

• How to achieve a debt free high income property portfolio that would permit you to retire or give up your day job in 10 to 15 years time - even if house price growth is low over any period
• How to re-balance your existing buy-to-let portfolio with more high-income / high-yield properties - and where to find them
• How to generate a large cash lump sum in years to come - even if house price growth is low over any period
• How to ensure your retirement portfolio is low-hassle and low-risk

Our Process ;

We commence a portfolio review with a fact-find looking at any existing investments and the long-term aims of the client in terms of income or capital lump sum required and by when. We also allow for existing pension investments, age and attitude to risk within the plan and utilise your own assumptions such as house price growth, rental growth, interest rates etc. to project the outcome from a given property portfolio utilising our unique online software.

You can expect to achieve the following at our workshops or one-to-ones :

• Complete the day with your property portfolio modelled in our online software and have a written up workable financial plan
• Analyse the future financial performance of all of your existing properties under varying assumptions using our unique online software
• Understand how each property you own currently contributes to your financial plan and whether it fits or not
• Find out when you can retire on a mortgage free property portfolio OR when you could generate a substantial cash lump sum
• Learn how you could actually retire on your target income even by setting house price growth assumptions to zero
• Find out how to pay off your home mortgage when you retire as part of your plan
• Learn how to recognize properties as the two key types - Generators and Accelerators and what these two types of property do for you
• Have full access to the online software at no cost after the event

At the end of the meeting you will have your target portfolio including current and future properties set up and will be able to access this online via our portfolio planning software system after the meeting. One-to-one portfolio planning service clients will also receive a written report afterwards advising of the actions required to achieve the plan discussed.

Your Next Action ;

Please enquire about booking a one-to-one portfolio building session by emailing portfolios@assetz.co.uk or alternatively you may attend one of our regional Members' Training Days for a brief introduction to the system as one of the short training courses or come to one of our specialist regional Portfolio Planning Training Day Workshops with a small group of people being trained together and access to our FREE software system following attendance. See what other investors thought of the courses here.